I fully expect SanFran to win this game, but the point spread frightens me due to the slow pace that these teams play at, and the defensive ability on both sides. The line opened at -3.5 favoring San Fran and swung overnight to -6.5. I'm on the Under 148, as San Fran is 2-1 to the Under and Northern Iowa is 1-0 to the Under and San Fran plays much better defensively at home. 3s should be rare in this matchup, because both teams are barely shooting 29% from long range.

Official Play: Under 148

Side Bet: San Fran 1st Half -3.5