The Army-Navy game has a well-established tradition of being a low-scoring affair, and this year’s matchup is poised to follow that trend. Both teams boast strong defensive units, with Army allowing just 297.9 yards per game (10th in FBS) and Navy ranking 3rd in red zone defense, holding opponents to scores on only 70% of their red-zone trips. Historically, these teams have consistently played under the total, as evidenced by last year's 17-11 final score. With both offenses relying heavily on the run, the clock will continuously churn, limiting the number of possessions and scoring opportunities. Adding to the under narrative, sharp money has already driven the total down from its opening number. Furthermore, the rivalry's intensity and potential for cold December weather in Maryland favor conservative, defense-first gameplay. Given these factors, the Under 38.5 is a compelling play for this storied matchup.