This is a large spread, but the Terrapins have no business hanging around with the Ducks in Eugene. They have been bullying the Big Ten in their first season, covering in four straight games. They're 10-3 ATS in their last 13 games when favorites of 20 or more points, too.

UMD was destroyed by Minnesota and Northwestern and is really struggling to get consistent stops on defense. The Terps are 128th against the pass and 90th in opponent third-down conversion rate, which is a scary thought considering the caliber of Saturday's opponent (11th in passing yards/game and 2nd in third-down conversion rate).

Don't be scared off by this number — the Ducks will win and cover in blowout fashion!