Stephen Nover's Super Bowl Top Ticket
(NFL) Carolina vs. Denver,
Point Spread: 4.50 | -107.00 Denver (Home)
Result: Win
Five times Denver has been an underdog this season. Five times the Broncos have covered winning four of those games straight-up.

The Panthers are this big of a favorite, in part, because of how strong they looked in beating the Cardinals by 34 points in the second of the two championship games.

Denver holding New England to just 18 points the AFC title game is just as impressive, though. The Broncos held the Steelers and Patriots to an average of 17 points in playoff competition while dealing Tom Brady is lowest quarterback rating of the season. It's not a fluke. The Broncos ranked No. 1 in total defense, pass defense and sacks.

Carolina's defense isn't as dominant relying on an NFL-best 39 takeaways and plus 20 turnover ratio. The Panthers are down two starters in their secondary and likely to be missing star linebacker Thomas Davis, who suffered a broken arm against the Cardinals. Davis was playing as well as any Carolina defender. Denver lost its starting safeties against New England, but both vowed to play in the Super Bowl.

Carolina only beat one opponent, Seattle, with a winning record when it was playing outside of Bank of America Stadium. The Panthers lost to Atlanta the last time they were away from home. The Panthers have been to one Super Bowl - back in 2003. They are an inexperienced in this setting and a shaky favorite having nearly blown late leads against the Colts, Packers, Giants and Seahawks in the playoffs when they won 31-24 after being up 31-0.

The Broncos are 'dogs in this range because of the quarterback matchup. Cam Newton deserves to be the MVP. Peyton Manning is Alex Smith now. But Manning also looked the healthiest he's looked in months. Manning may be the wisest quarterback to ever play. Certainly he's in that discussion. He knows his defense is elite - capable of winning the Super Bowl.

There is no more opportunistic team than the Panthers. The key for the Broncos is not turning the ball over. Manning's regular season statistics show horrific numbers - a 9-to-17 touchdown-to-interception ratio and a last-place passer rating. However, the savvy Manning hasn't turned the ball over during the playoffs. He had a 103.8 quarterback rating in the first half against the Patriots.

Manning has better wide receivers than Newton and is smart enough to stay away from shutdown cornerback Josh Norman. Instead, Manning will ride C.J. Anderson, who has been at least Jonathan Stewart's equal averaging 5.6 yards a carry during his last four games, and let his defense win the game.

The Broncos just played in the Super Bowl two seasons ago. They are looking for atonement for a 43-8 loss to the Seahawks. The Panthers' defense isn't nearly as dominant as Seattle's was two years ago especially minus starting defensive backs Charles Tillman and Bene Benwikere. They also could be down safety Roman Harper and pass rusher Jared Allen.

Newton and the Panthers are thrilled to be on center stage. How will they handle it? Accuracy isn't Newton's strength. If he comes out tight the Broncos' elite defense surely will take advantage. Wade Phillips is one of the sharpest defensive coordinators of all time. He has two weeks to prepare and major cards to defend against Newton, including a pair of dominant edge pass rushers in Von Miller and DeMarcus Ware.

The bottom line is taking more than a field goal with an elite defense, more experienced big-game team and having one of the sharpest quarterbacks of all-time with a better supporting cast around him.