The line is inflated because Navy is 2-0 in the American Athletic Conference already and Tulsa went 1-3 in non-league and is off a bad home loss to New Mexico.

The Golden Hurricane, though, are much better than how they looked against the Lobos. They've also played the tougher schedule going against a pair of high-powered offenses in Oklahoma State and Toledo.

Navy is a one-dimensional option team. Tulsa has a balanced attack with quarterback Chad President and D'Angelo Brewer, who will be the best running back on the field. If the Midshipmen key on Brewer, President can hurt them through the air. Navy ranks 81st in pass defense.

Tulsa has yet to play its best game. I say it comes here at home in their AAC opener.