UMBC is 4-1 and has covered all five of its games. The Retrievers have looked much better than they did last season. 
Now they open America East Conference action today against Albany. The Great Danes were 4-20 last season. They have not played yet due to COVID-19 issues. It's difficult to believe Albany is going to be in game shape to take on UMBC having missed so many practices due to constant COVID-19 problems. 
So this is a very short number to back UMBC.