I find Tennessee and its quarterback, Joe Milton, to be overrated. Considering the Volunteers haven't won at Florida since 2003, I'm going to take this many points with the Gators.

Tennessee only beat Austin Peay, 30-13, last Saturday as a 48 1/2-point home favorite. The Governors were within 10 points still in the fourth quarter. That raises a big red flag.

Wisconsin transfer QB Graham Mertz is getting more accustomed to operating Florida's offense.