Yes, Jeff Brohm is an offensive mastermind. He has Louisville averaging 47.5 points and ranked fourth in the nation in yards per game. The Cardinals are 2-0 for the first time since 2017.

Impressive ... so far. But now the Cardinals have to step up in defensive class facing Indiana at neutral site Indianapolis after playing Georgia Tech and Murray State. Much of Louisville's season statistics are skewed by its 56-0 win against Murray State. Jack Plummer is a decent quarterback, but he's far from elite.

Indiana is shaping up to have one of the better defenses in the Big Ten. The Hooisers held Ohio State to 23 points and beat Indiana State, 41-7, last week with the Sycamores' only score coming on a fumble return.

The Hooisers hold a secret weapon, too: Punter James Evans. He's second in the nation in punting average at 53.4 yards.

Indiana isn't flashy. The Hooisers, though, can play ball control and their defense gives up the 15th-fewest yards per game in the country. Thanks to Evans, the Hooisers can frustrate the Cardinals and win the battle of field position. That's enough for me to back this Big Ten underdog in this double-digit point range.