Taking CHARLOTTE here. 73-14. That was how Mid Ten St demolished these guys last year. Safe to say that probably leaves a bad taste in your mouth. Plus Charlotte licking their wounds from blowing a 21-0 lead last week only to lose 22-21! Are you kidding me? Blue Raiders minus their starting QB and his 27-5 TD /INT ratio and have turned the reigns over to John Urzua who has thrown 5 INTs in 1 and a half games. 4* Money Maker CHARLOTTE 49ers