Taking MEMPHIS here. Part of me thinks I am pressing my luck taking a 12-4 team laying this number against a 7-7 team. Especially since when I look at this Tulsa team, I don't see much scoring. I see poor 3pt and FT shooting. Their assist/ turnover ratio is bad. That just plays into a Memphis team that can D up. They also have a guy in Dedrick Lawson, who can take over this game. 4* Memphis Tigers