Taking HOLY CROSS here. I did a little e-zine for March Madness with a few other cappers this year. One of the things I told readers was this. Avoid teams coming in on slumps to their conference tournaments. And look for a team 'peaking' at the right time. Well, Navy has dropped 4 straight. Holy Cross, has is 3-2 their last won. (Won 2 out of 3). Now, not sexy at all. But when you beat the 3 seed by 16, have a little let-down game, then win 2 straight before falling in OT by 3 to the 2 seed, you seem to be trending in the right direction in my eyes. Navy won at home by 13 in mid-January after HC won by a point to start the month. Let's not forget Holy Cross won this tournament last year. 4* Money Maker HOLY CROSS