Taking LOY CHI. Have been down on the Panthers and will back the Ramblers who ran roughshod over the MVC going 15-3 in conference play. Loy Chi crushed these by 24 at home, and won on the road by 6. This is just a bad spot for Northern Iowa. For me, I have these rated numbers wise as an upper tier team in this conference. This is just a bad match-up for them. Ramblers on a 12-3 ATS run. I just think that after 30 games, a team is what it is. And Loy-Chi is a team shooting over 50 from the field. Tough to slow that down. 4* Money Maker LOY-CHICAGO