Taking PENN STATE. I've said this about a couple other schools + coaches (looking at you Texas + Texas A&M) - when will you win a game vs a big time team. I think Franklin has the talent to get it done here. Both defenses pretty solid. But I something tells me that Penn State gets over the hump today. I will gladly take any points, but I will also grab a little bit of the ML here also. 4* Money Maker PENN STATE