Taking CAROLINA. If you watch the daily Mid Day Money show, there would be absolute no way you are laying points today. But, people like to hold out to the bitter end and wait for some guy with a broadcasting degree or an ex-player to tell them what to bet on a Saturday or Sunday. Baker vs his old team is a nice little story. But the real story is if CMC is good to go. He is the difference maker that will decide the fate of Matt Rhule's hot seat this season. 4* Money Maker CAROLINA PANTHERS