This is a 10* NFC WEST TOY on the UNDER Cards/49ers.

Both of these divisional opponents have played to several higher-scoring games to open the season, but now here in Week 5 I'm predicting a much tighter, and ultimately lower-scoring affair than what the oddsmakers are trying to lead us to believe.

Arizona is just 1-3, and while three of four have flown OVER the number, the Cards have managed just 37 points combined over their last three games.

Their offense is going to be tested here on the road vs. this underrated 49ers' defense, which finally got back on track in last week's 30-13 home win over the Pats.

CMC is sidelined, and that makes this 49ers offense less dynamic as well.

The overall situation points to this total staying well UNDER the number once the final whistle sounds.

Good luck, NP