There's no secret that two of the NFL's top defensive teams will clash at U.S. Bank Stadium in Minneapolis Sunday afternoon, but I still think the books have set the total too high. Note that under is 21-16 (56.8%) in games with a total closing under 42 points in NFL this season.

Chicago owns the league's fourth-best defense and has the No. 3 seed in the NFC locked in. They must defeat the Vikings and hope for the 49ers to defeat the LA Rams in Los Angeles to jump into the No. 2 seed, not impossible but at the same time not very likely either... They've been held to a total of 53 points through their last three games and under is 8-1 in Bears last nine games in December.

The Vikings rank third in overall defense and will be highly motivated as they can clinch a wild card with a victory (or a tie). "For us, playoffs have already started," Vikings head coach Mike Zimmer said. "We know that we have to win this game in order to get into them. There has to be heightened sense of energy and focus and study time. You have to make sure that your bodies are rested and understand it is going to be a physical football game on Sunday."

I expect Minnesota to take an early lead and then controlling the clock. Under is 10-4 in the last 14 meetings and I think the circumstances call for another low-scoring affair.

10* play on UNDER.