The Memphis Tigers have an advantage on offense and even outscored UCF earlier in the season, but they've put up much more modest numbers in recent games.

Florida Atlantic's defense ranks 16th in the nation in total defense and 12th against the pass. I think they'll be able to slow down Memphis' explosive offense enough to cover the number.

The Owls have failed to cover the spread in three straight games and are getting no respect after taking a 45-31 loss to Southern Miss in their last regular-season game. Good spot to buy low on the underdog.

8* play on Florida Atlantic.