MIKE'S 4* RAVENS/NINERS NFL XMAS DAY TOP PLAY
(NFL) Baltimore vs. San Francisco,
Point Spread: 5.50 | -109.00 Baltimore (Away)
Result: Win
The San Francisco 49ers have been steamrolling their opponents in recent games, but here they'll face a Baltimore team that has been almost equally hot. The Ravens are usually money as underdogs (19-5-3 ATS in their last 27 games as an underdog), and I think the Niners will find it difficult to get separation.

4* PLAY ON THE RAVENS.