The set-up: Appalachian State comes in off a heart-breaking 45-38 OT loss at No. 10 Penn State last weekend and I think it's going to suffer a predictable letdown here. Well, enough of one anyways for Charlotte to comfortably cover with this healthy spread. The 49ers come in off a 34-10 win over Fordham.

The teams: App State had a 451-434 total yardage edge in last week's loss, as QB Zac Thomas was 25 of 38 for 270 yards, two TD's and an INT, while also running for 43 yards and another score. Jalin Moore led the ground attack with 88 yards and a score.

Charlotte held a 488-287 yard advantage last week over Fordham, as QB Chris Reynolds went 13 of 20 for 267 yards and a score. Benny LeMay had 25 carries for 135 yards and two TD's. LeMay also had three catches for 83 yards.

The pick: Appalachian State laid everything it had on the line and it still wasn't enough against Penn State last week. I think the Mountaineers come in dejected, while the 49ers can only come in encouraged. In a much closer than expected battle, I'm grabbing the points.