The set-up: Penn State dropped its second straight in a 21-17 home loss to MSU last Saturday and I think it stumbles again here. The Hoosiers enter off a 42-16 home loss to Iowa this past weekend, their second straight setback. To say this is a "revenge" game would be a bit of an understatement, as the Nittany Lions have take the last four meetings, including a 45-14 home win last September.

The teams: Penn State is averaging 44.2 PPG and it's allowing 21. QB Trace McSorely has 12,41 passing with with 11 TD's and two INT's.

This is an important game for the Hoosiers, who are still bowl hopeful at this point. Indiana is averaging 26.1 PPG and it's allowing 28.1. QB Peyton Ramsey has 1,624 passing yards with 12 TD's and seven INT's.

The pick: Take it for what you will though, but Penn State is 0-4 ATS in its last four off a loss against a conference rival, while Indiana is 6-4 ATS in its last ten against teams with winning records. I'm banking on the Hoosier catching the Nittany Lions "flat footed" in this one, so grab those points!