T.M. Selection: Panthers (8* MONEY-MAKER).

Simply put, I think the Bears are the worst 4-1 team in the league right now. The Panthers are 3-2, but they're getting exceptional play from QB Teddy Bridgewater and combined with their underrated defense, I love Carolina to pull away down the stretch here for a comfortable ATS cover. Chicago has had to fight back from several deficits to win already this season. Its strong point is on defense, allowing 20 PPG, but QB Nick Foles is ranked 29th in the league among starting QB's right now. The Panthers are playing at an elite level at this moment and I expect them to bring their "A" game again here. Overall the Panthers average 24.4 PPG and they concede 23.3. Carolina is also 5-1-1 ATS in its last seven games vs. teams with winning road records, while the Bears are just 1-6 ATS in their last seven vs teams with winning records. Expect the Bears to finally stumble here and get exposed and lay the points!

T.M. Prediction: 27-18 Carolina.