T.M. Selection: South Florida (8* MONEY-MAKER).

USF has lost seven straight. Clearly the Bulls have many problems (mostly defensive). USF won't quit here. The Bulls know they aren't going to win this game, but they are going to give a 100% effort from start to finish. UCF did the same thing in its last game, but it fell to 5-3 after a tight loss to Cincinnati last week. After that "near miss," I believe the the Golden Knights come out flat to start this game and that's going to be the difference here for USF. Keep your eyes on Bulls' QB Jordan McCloud, who I look to have a big game here (so far in his limited time he has 937 passing yards, five TD's and just two INT's.) No outright, but closer than expected; grab up all those points!

T.M. Prediction: 41-27 UCF.