T.M. Selection: Indiana (8* BANKROLL BUILDER).

Bowl games can be difficult to judge at times, as teams sometimes have several weeks off between games. They're from different conferences and don't have any common opponents on the season. Now throw in this weird Pandemic year factor and it gets even more convoluted on the criteria in which we can use to finalize our selections. Yes, Ole Miss has one of the best offenses in the nation, averaging 40.9 PPG, but it also has one of the worst defenses in the nation, conceding 40.3. The Hoosiers have won six of their last seven games and they got cheated out of their chance of playing in the Big Ten Championship and even competing for a spot in the College Football Playoff. Indiana doesn't have Pennix Jr. in, but Jack Tuttle leads a great offense and the Hoosiers only allow 19.5 PPG. Look for Indiana to take out its frustrations on this poor Ole Miss team; lay the points!

T.M. Prediction: COMING SHORTLY.