Yes Carolina is truly getting hot at the right time but we will happily bet on the super inconsistent Cam Newton to be inconsistent. Arizona has been a cover machine since late last year. While they earned their way into the playoffs, the Panthers are here because they won one of the worst divisions in NFL history.

Arizona played the eighth toughest schedule, while Carolina No. 19. Yes we are concerned about Ryan Lindley starting but the truth is the Cardinals have been a great against the spread team with four different QBs, none who impressed us.

According to the reliable Massey Power Ratings, each of the Panthers four wins in the winning streak were against teams ranked 20 or lower. Now they are laying huge lumber to No. 7.