There may not be a better Peter Principle team in the country than UL Lafayette. Pure baptism by fire they started the year with blowout losses on the road to BCS conference teams Kansas State and Arkansas. But they are 5-0 straight up and 4-1 against the spread to teams at their level. The one spread loss was by 2.5. The four covers were all by 13 or more.

Every game against a DI foe, New Mexico State has lost by double-digits and 6-of-7 were by 21 or more points.